Insurance & Reinsurance Law

Our Insurance & Reinsurance Law practice, which is the largest of the sector and the only one dedicated specifically to regulatory aspects, represents a wide range of domestic and foreign insurance and reinsurance undertakings, distributors and other regulated insurance and reinsurance sector professionals, in all types of contractual and regulatory questions.

Our range of unmatched expertise covers hence all types of insurance regulatory matters (pertaining notably to Solvency II, IDD, IRRD, ESG, DORA, AML/CFT, RIS) as well as contract law issues and litigation assistance.

Our lawyers are proud of being able to assist our client base, more specifically for the following services:

• Market entry queries
• Licensing and/or authorisation applications
• Business transfer, asset purchase, mergers and acquisitions and portfolio transfers
• Passporting notifications
• Shareholder change applications
• Management body and key function holder applications
• All other governance related aspects
• Outsourcing notifications
• Digitalisation projects
• Legal assistance in relation to insolvency, liquidation, recovery and resolution
• Legal assistance in all dealings of our clients with the regulator and other competent authorities
• All customer related aspects, including the drawing up or review of contractual documentation;
• Legal advice and advisory services in any of the above areas

We also handle all types of insurance and reinsurance sector litigation including fraud and crisis management, and we assist our clients in pre-litigation procedures before the insurance sector supervisory authority, the Commissariat aux Assurances (CAA). Our services range also covers the preparation for and assistance throughout onsite inspections and dawn raids.

We maintain a very close relationship with the relevant authorities through our presence in various committees, forums or other bodies of the CAA, the Luxembourg Insurance Association (ACA) and the Luxembourg Institute for Directors (ILA), and through other dealings with the Ministry of Finance and the Ministry of Justice.

Our Insurance and Reinsurance Law team also works closely with Arendt Regulatory & Consulting S.A., which offers our clients (in addition to the firm’s legal assistance) regulatory compliance support and consultancy services on practical, operational and processual aspects of their business and operations.

This complementary approach, which is unique in Luxembourg, offers our clients the most effective (one stop shop) approach in solving their issues and thus covers the entire value chain.