Legitech – Life Insurance Tailored in Luxembourg – Pierre-Michaël de Waersegger, Emmanuelle Mousel and Sandrine Périot

Life insurers are constantly adapting their insurance products to the ever evolving needs of policyholders. Two of the most pressing challenges arising in relation thereto are the practical structuring of the relevant distribution channels and the need to understand and master the applicable anti-money laundering and counter terrorism financing legal framework. The new publication “Life Insurance Tailored in Luxembourg” provides valuable guidance for practitioners on how Luxembourg insurance law rules allow for life insurance policies to be used as an efficient and agile tool for wealth planning and transmission.

Our experts Pierre-Michaël de Waersegger, Emmanuelle Mousel and Sandrine Périot  are the authors of Luxembourg Chapter


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In an increasingly demanding regulatory context, this book allows the reader to become familiar with topics such as obtaining a license to carry on an insurance activity, the distribution of insurance productsoutsourcing and professional secrecythe protection of personal data, and the fight against money laundering and terrorist financing.

The authors explain, with reference to a selection of countries -  Luxembourg, France, Belgium, Italy, Portugal and the UK – how, from the Grand Duchy of Luxembourg, life insurers have created insurance products that meet the evolving needs of policyholders and ensure compatibility and efficiency in light of the technical requirements of each of the jurisdictions where policyholders and their families reside. Luxembourg rules grant policyholders optimal flexibility, certainty and legal security in the field of wealth planning and this has long contributed to the success of Luxembourg insurance in Europe and beyond.

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